Car accidents are stressful and disorienting, often occurring when you least expect them. Knowing what to do in the minutes, hours, and days after a crash can make a significant difference in protecting your health and your legal rights. If you have been involved in a car accident in Kansas or Missouri, this step-by-step guide will help you avoid costly mistakes and understand what comes next.
This blog is for educational purposes only and is not intended as legal advice.
- Check for Injuries and call 911:
Your safety and others’ safety are a priority. Check yourself and passengers for injuries and call 911 immediately. If you can, move your vehicle out of traffic and use safety items to make your car more visible. Whether or not injuries occur, having law enforcement present at the scene will help keep everyone calm. In both Kansas and Missouri, the police report is a crucial part of evidence when filing an insurance claim or personal injury case.
2. Document:
Do not leave the scene of the accident prior to gathering as much information as you can. Be polite, but do not admit fault or apologize. Statements made at the scene of the accident can be misunderstood or used against you later.
- Write down the names and contact information of everyone involved, including drivers, passengers, and any witnesses.
- Collect insurance details, including the company name, phone numbers, policyholder, and policy number.
- Note the make and model of all vehicles involved.
- Record the license plate numbers.
- Write down a description of the accident, including the location, time, and weather conditions.
- Get the name and badge number of the police officers at the scene.
- Take photos of as many details as you can, but wait to post anything on social media.
- Finally, ask for a copy of the police report.
3. Seek Medical Attention:
Even if you were cleared at the scene, it is important to follow up with a physician promptly. Injuries such as whiplash, concussions, and soft tissue damage may not show symptoms right away. Delaying treatment can not only worsen your injuries but also give insurance companies a reason to challenge your claim.
4. Notify your Insurance Company:
Be sure to cooperate fully, but remember you are talking to an insurance representative, not a friend. Share the facts, provide any documents, and ask about your coverage, including medical benefits. Avoid agreeing to a recorded statement or accepting a settlement offer prior to consulting with a personal injury attorney.
Understand Missouri vs. Kansas Fault Laws
Missouri
Missouri follows a pure comparative fault system. You can recover damages even if you were partially at fault, but your compensation will be reduced by your percentage of responsibility.
Kansas
Kansas uses a modified comparative fault rule. You can recover compensation only if you are less than 50% at fault. If you are found 50% or more responsible, you may recover nothing.
Dealing with the aftermath of an auto accident can be just as stressful as the accident itself. Regardless of the circumstances of your accident, The Law Offices of Reginald Keith Davis will evaluate your case, deal with insurers, and fight for the compensation you deserve.
Call us at (913) 299-8789 or contact us online to schedule your confidential consultation. kcklawyer.com